I have started repaying part of my PTPTN loan. At least regularly. It’s never been regular before this, and I hope to continue doing so. Yes, this also depends on me keeping this job steadily, but I should be able to do it, I hope.
Not repaying means I would be denying other students who need the money badly. Which is why I don’t approve of people who borrow with no intention to pay back, or those who borrow and forget to pay back… for ten years. -_-“